Insurance and Pension
Advice for SMEs
My Swiss Company SA helps SMEs in Switzerland protect their business by assisting in the selection and management of necessary insurance policies. In addition to mandatory coverage such as AVS, LPP, and accident insurance, we provide guidance on optional solutions to strengthen business security.
Insurance and Pension Advice for SMEs
Ensuring the Protection and Longevity of Your Business in Switzerland
As an owner or manager of a small or medium-sized enterprise (SME) in Switzerland, it is essential to protect your business against risks and uncertainties that could compromise its smooth operation. At My Swiss Company SA, as a fiduciary advisor, we help you understand and select the right insurance for your business, its leaders, and employees, allowing you to focus on growth.
Our Insurance Services for SMEs
We assist you in selecting, optimizing, and managing your business insurance, emphasizing mandatory and recommended protections for your industry. Our insurance and pension expert is available to advise and adapt each solution to your specific needs.
Mandatory Social Insurance
Old-age and Survivors Insurance (AVS) and Disability Insurance (AI)
In Switzerland, AVS and AI are the foundations of the social security system for employees. We assist you in setting up and managing these mandatory insurances, ensuring compliance while protecting your employees.
Occupational Pension (LPP)
We help you establish the LPP, the second pillar of the Swiss pension system, essential to maintaining employees’ standard of living in retirement. This coverage is mandatory for employees earning above a certain threshold.
Accident Insurance (LAA/SUVA)
Whether your employees face professional risks or not, accident insurance is crucial for covering medical expenses and compensation in case of an incident. Our team ensures comprehensive coverage tailored to your team’s needs.
Recommended Business Insurance
My Swiss Company SA also offers a range of optional yet essential insurance to enhance your protection, secure operations, and anticipate unforeseen events.
LAA/C (Supplementary Accident Insurance)
In addition to mandatory LAA insurance, LAA/C provides additional benefits in the event of an accident to cover needs not addressed by basic insurance, ensuring comprehensive coverage for employees.
IJM (Daily Sickness Benefits Insurance)
IJM compensates employees’ income losses in case of illness, guaranteeing continuous financial support during work incapacity and shielding the company from unexpected costs due to prolonged absences
Business Liability Insurance
Protect your business against third-party claims for material, bodily, or financial damages. This essential insurance covers costs associated with potentially costly legal disputes.
Property Insurance
Whether for machinery, equipment, or goods, your assets need protection. Property insurance covers your assets against events such as fire, water damage, theft, and natural disasters.
Business Interruption Insurance
Following a loss event, your business may be interrupted, resulting in financial losses. This insurance compensates for lost income, helping maintain the financial stability of your company.
Business Legal Protection Insurance
In business management, legal disputes may arise. With this insurance, you receive comprehensive assistance covering legal fees, court costs, and other expenses related to defending your rights.
Cyber-Risk Insurance
With the growing digitalization, cybercrime is a real threat. Protect your business against financial losses from cyberattacks, data theft, or service interruptions.
Technical Insurance
Technical insurance covers equipment specific to your field, such as production machinery, electrical installations, and IT equipment. It protects against breakdowns, handling errors, and equipment defects, ensuring operational continuity.
Building Insurance
If your business owns premises, building insurance protects your infrastructure against risks like fire, water damage, storms, or natural events. This coverage ensures the safety of your facilities, essential to smooth business operations.
Transport Insurance
For businesses involved in the transport of goods, this insurance protects your assets during transit, whether by land, sea, or air. It covers potential losses or damages during transport, ensuring your goods reach their destination safely.
With in-depth expertise in the Swiss market and knowledge of legal and tax specifics, My Swiss Company SA offers tailored support to secure your business. We are committed to delivering quality service with customized solutions that meet the unique needs of each SME.
Contact us today for a free audit of your insurance/pension needs and benefit from our advice to make the right business protection choices.
Discover our other services
Administration services of Swiss companies
Administrative services play a crucial role for any company established in Switzerland. They are necessary to ensure the company’s legal compliance while optimizing its operation. This includes accounting, VAT management, payroll management, work permits in Switzerland, as well as taxation matters, ensuring comprehensive and efficient management of the company in the Swiss country.
Swiss resident director and Swiss nominee director services in Switzerland
My Swiss Company SA offers Swiss resident director services and Swiss nominee director services, providing comprehensive solutions for companies establishing their presence in Switzerland. Our experienced team ensures compliance with local regulations and offers professional guidance to navigate the complexities of Swiss corporate governance.
VAT tax representative in Switzerland
My Swiss Company SA can advise and represent you for tax purposes for the VAT registration process in Switzerland and for the preparation and submission of quarterly VAT returns. Our experts will guide you through every step, from initial registration to the accurate and timely submission of your VAT returns, ensuring full compliance with Swiss VAT regulations.
Creation and establishment of companies in Switzerland
My Swiss Company SA offers a full range of services for the creation and establishment of companies in Switzerland. In addition to our company formation services, we also offer residential administration and management, accounting, payroll management, work permits and taxation services. With a team of dedicated experts, we support you at every stage of your entrepreneurial journey in Switzerland, ensuring that all legal and tax requirements are met efficiently and professionally.
Creation and administration of private and public utility foundations in Switzerland
Discover our expert services in the constitution and administration of private and public utility foundations in Switzerland. We guide you through the legal process, ensure compliance and maximize tax benefits. Entrust us with the management of your foundation for optimal efficiency and impact. Commit to a social or philanthropic mission with a trusted partner.
Company domiciliation in Switzerland
Domiciliation is a service that offers many advantages and benefits to companies and businesses considering setting up in Switzerland. By opting for domiciliation, you benefit from a prestigious address and a local presence, which strengthens your credibility with customers and business partners. In addition, our domiciliation service includes the reception and management of mail, as well as the provision of meeting rooms if necessary, thus offering a complete solution to meet your professional needs.
Financial Advisory Services
Explore our wide range of financial services in Switzerland, including opening bank accounts for companies in Switzerland. We also offer specialist advice on pension plans and life insurance, integrating these essential solutions into your financial planning to maximise protection and tax benefits for you and your business. Our experts help you choose the most suitable options, ensuring sustainable financial security through personalised strategies. We also offer advice on wealth structures such as foundations and holding companies.
Digitalized administrative services
My Swiss Company SA stands out for its use of digital services for the management of your Swiss company, offering innovative solutions that simplify administrative and financial processes. Thanks to our secure online platform, access your documents at any time, easily manage your transactions and communicate directly with our experts.